Kita Budget
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Spend Duit Wisely, Save Effortlessly
Turn your financial goals into reality with an easy-to-use budgeting tool designed for Malaysians.
Eat Outside
Budgets RM 1,000.00
Spent RM 256.20
Spendable
RM 743.80
Electricity + Water Utility Bills
Budgets RM 300.00
Spent RM 280.00
Spendable
RM 20.00
Car Instalment
Monthly RM 1,450.00
Done Already?
Yes :-)
Salary -> Budgets Calculator
Commitment Loads
Manage Breakdowns
My monthly nett salary*
*Nett salary is your salary after EPF, SOCSO and Tax deduction.
Select your commitments load and preferred saving percentage.
50% Commitment
30% Wants
20% Savings
60% Commitment
30% Wants
10% Savings
70% Commitment
20% Wants
10% Savings
80% Commitment
20% Wants
Based on your selected commitment load, here are your ideals breakdowns.
50% For Commitments
RM 0.00
30% For Wants (Budgetable)
RM 0.00
20% For Savings
RM 0.00
Spending money to show people how much money you have, is the fastest way to have less money.
— Psychology of Money, Morgan Housel
Why do I need to budget?
Stress less about bills
When you budget, you plan for bills ahead of time, so you're not caught off guard at the end of the month scrambling to pay rent.
Total spent
RM 1,400.00
Spendable
RM 1,600.00
Spending Cap
RM 3,000.00
Know exactly where your money goes
It’s easy to lose track of spending. Budgeting helps you see exactly where your cash is going, so you can avoid those "where did all my money go?" moments.
Avoid overspending
A budget acts like a friendly reminder to not blow all your money on impulse buys—because, let’s face it, it happens!
Disclaimer: Kita Budget is provided for informational and reference purposes only. We do not keep and use your data at all. The calculations performed by this calculator are not intended to replace or substitute for professional advice or professional financial office/banker calculations provided by any banks or other relevant financial service providers.
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